How can I use my Credit Report?
Your credit report and score matter. Your credit profile is a major factor lenders use when making decisions on whether to lend to you. The difference between an ok score and a good score can save you thousands in interest payments.
Make sure your credit score is the best it can be BEFORE applying for credit.
Get help to improve your score and keep it at its best.
If your score is below average, STOP APPLYING for credit. These can leave footprints on your report that will have a negative impact on your score.