Understand Why
We break down in easy and simple language
what credit is all about and why it's
important for your life.
Unlock useful insights into your credit report and score, finances and sensitive data.
Identify potential issues, correct errors and access personalised features and tips designed to support your financial future.
Live Credit Report & Score
Get instant access to your real-time credit score and full report, anytime.
Credit Alerts & Monitoring
Stay in control with instant notifications about changes to your credit profile.
Dark Web Monitoring
Get alerts if your data is leaked or stolen by online scammers.
Credit Education
Access online tutorials to better understand, review, and improve your credit status.
Credit Consultation
Book a one-to-one call and receive personalised guidance on your credit report, dark web results and key dashboard features.
Credit Report Disputes
Easily challenge errors and inaccuracies that could be holding your score back.
Payment History Tracker
Monitor your repayments and see how well you're building your credit score.
Credit Utilisation Insights
Keep track of your credit card usage with guidance on maintaining a healthy balance.
Rent Reporting
Turn your rent payments into a credit-boosting asset.
Easily Download & Share
Instantly access and share your credit report when you need it.
Personalised Financial Offers
Loans, credit cards, and financial products that can be tailored to your score.
Perks & Discounts
Enjoy savings, cashback, and exclusive deals to reduce your everyday costs.
Unlimited Customer Support
Our UK support experts are here to help via Telephone, Live Chat, Email, SMS, or WhatsApp.
Monthly Prize Draw
We give away £1,000 or more every month to a free trial customer or subscriber. To enter, answer five quick credit education questions in the dashboard and learn something new. One lucky winner is selected at random.
Live Credit Report & Score
Get instant access to your real-time credit score and full report, anytime.
Credit Alerts & Monitoring
Stay in control with instant notifications about changes to your credit profile.
Dark Web Monitoring
Get alerts if your data is leaked or stolen by online scammers.
Credit Education
Access online tutorials to better understand, review, and improve your credit status.
Credit Consultation
Book a one-to-one call and receive personalised guidance on your credit report, dark web results and key dashboard features.
Credit Report Disputes
Easily challenge errors and inaccuracies that could be holding your score back.
Payment History Tracker
Monitor your repayments and see how well you're building your credit score.
Credit Utilisation Insights
Keep track of your credit card usage with guidance on maintaining a healthy balance.
Rent Reporting
Turn your rent payments into a credit-boosting asset.
Easily Download & Share
Instantly access and share your credit report when you need it.
Personalised Financial Offers
Loans, credit cards, and financial products that can be tailored to your score.
Perks & Discounts
Enjoy savings, cashback, and exclusive deals to reduce your everyday costs.
Unlimited Customer Support
Our UK support experts are here to help via Telephone, Live Chat, Email, SMS, or WhatsApp.
Monthly Prize Draw
We give away £1,000 or more every month to a free trial customer or subscriber. To enter, answer five quick credit education questions in the dashboard and learn something new. One lucky winner is selected at random.
Award Winning Product & Service
*Offer Details: After your 14 Day Trial period ceases, the membership charge is £24.95 per month. Note that you can cancel your subscription without any charge by contacting us before the end of the 14 Day Trial period. To ensure a consistent service once the trial period ends you will be charged the membership fee of £24.95 and it will appear as UKCrdtRatng.com or UKCreditRatings.com on a monthly basis. The membership fee will be charged to the same card you use to sign up to access our service.
Instant Credit
Updates
Live credit report updates on demand 24/7 credit file notification alerts. Regular Dark Web data breach scans.
Optimise, Secure,
Succeed
Improve your credit score by correcting any errors showing on your credit file, maximise your financial freedom and secure the best deals available.
Member Benefits
Enjoy our exclusive, members-only discounts and perks, focused around your financial well-being.
How We Work
Whatever your financial circumstances might be, we're here to help you monitor and manage your financial profile, maximising the opportunity for you to obtain credit and save money. Our systems and customers support team are designed to take advantage of the most effective measures that can help to put you on the right path to credit success.
Know Yourself
View the impacts to your credit file as
often as you like. We'll keep track of
how your score is shaping up.
Take Action
We focus on giving
you actionable items that actually help you.
Take active steps every time you log in.
Caitlin was really helpful and showed me how to dispute an error on my credit file which helped to increase my credit score. Great result!
- Chris
from Manchester
Worked!! UK Credit Ratings worked for me! You can dispute errors on your credit file to increase your credit ratings. The monthly fee is higher than others but it does much more than 'free' credit scores - it helped us get a mortgage after I was declined!
- Siu
Helped me get my mortgage. Got my credit rating as I found out I needed it for my mortgage application. Site was well easy to use and I could even save my report as a pdf. Kept for a fair few months to keep an eye on my score and got my mortgage all sorted now!!
- Jane Derth
Take Action Today!
Your credit profile is a major factor lenders use when making decisions on whether to lend to you. The difference between an okay score and a good score can save you thousands in interest payments.